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Perpay - Shop and Build Credit
"Is Perpay - Shop and Build Credit working?"
Perpay - Shop and Build Credit is working normally
All systems are operational. Perpay - Shop and Build Credit is accessible and functioning properly.
Status Chart
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24h ago
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Timeline
A chronological log of system events, performance fluctuations, and user reports. Each entry is tagged with time, status, affected regions, and resolution details for comprehensive tracking and analysis.
Service Status: All systems operational and responding normally
Performance Trend (24h): Service stability is degrading
Community Reports: No issues reported by users in the last 24 hours
Global Availability: Working normally worldwide
What issues are you experiencing?
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Reporting chart
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Recent reports
Every user report, from every country, visualized in real-time. Reports are displayed in descending chronological order (newest first) to ensure the most recent issues are immediately visible and no problem goes unnoticed.
Make your paycheck work harder for you with Perpay, a certified B Corp. Learn more: https://prpy.co/b-corp
Get up to $1,000 to spend now. Build credit by paying it back automatically each time you get paid. No crazy fees or predatory interest.
SHOP THE PERPAY MARKETPLACE
Unlock $1,000 to shop top brands in electronics, home goods, apparel and mo...
Make your paycheck work harder for you with Perpay, a certified B Corp. Learn more: https://prpy.co/b-corp
Get up to $1,000 to spend now. Build credit by paying it back automatically each time you get paid. No crazy fees or predatory interest.
SHOP THE PERPAY MARKETPLACE
Unlock $1,000 to shop top brands in electronics, home goods, apparel and more on the Perpay Marketplace. Pay over time with no interest or fees.
BUILD CREDIT WITH PERPAY+
Choose to have your Perpay Marketplace payment history reported to all 3 credit bureaus to build credit while you shop.
APPLY FOR THE PERPAY CREDIT CARD
Access up to a $1,000 credit line and 2% rewards³ with no impact to your credit score to apply¹, no security deposit and no annual fee².
The Perpay Credit Card is issued by Celtic Bank.
Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more: https://prpy.co/b-corp
¹Applying for a Perpay Marketplace or Perpay Credit Card account will not affect your FICO® or Vantage® scores. However, we may obtain information from Clarity which may affect your credit profile with this alternative credit bureau.
²Annual fee: None. Monthly card servicing fee of $9. APR: the APR for the Perpay Credit Card can be found in the Cardholder Agreement: https://perpay.com/legal/credit-card-agreement
³See our Rewards Agreement for more details on the Perpay Credit Card rewards program: https://perpay.com/legal/credit-card-rewards-program
2400 Market Street, Suite 300, Philadelphia, PA. 19103
App Screenshots
User Reviews from Store
Showing 8 of 25 reviews
(Page 1 of 4)
R
Randy Owens
Oct 19, 2025
doesn't work if you're paid social security. You must have an actual payroll you can swap your deposit to them with.
D
Dionna Major
Oct 19, 2025
this company is great. allows people second chance at clearing up credit. customer service is prompt, accurate, and nice. I have recently had 2 coworkers sign up as well.
T
TINA MORGAN
Oct 18, 2025
login doesn't work
C
Cory Sarmiento
Oct 18, 2025
Guys don't download this app....It's a big fraud it took money from me and no way to get it back be aware
R
Ronald Miedema
Oct 17, 2025
been almost 3 weeks and still haven't sent out 2 out of the 4 items in my order. notified me after my first payment saying I had to increase my payment another $20 over the already agreed upon price they told me and they won't answer my support tickets. and 1 item I received (portable battery charger) quit working a week after receiving it and no answer to my return requests. be very wary of this app
G
Grady
Oct 16, 2025
I got the app picked a item to purchase and set up direct deposit. my payroll provider sent a direct deposit payment but it's not reflecting in the perpay app. there's no way to contact support
J
James Garabedian
Oct 16, 2025
This is a fantastic way to shop! The range of products offered is only getting bigger and bigger, too. Would definitely recommend PerPay!
T
Tas EON (Eon Supreme)
Oct 16, 2025
Makes no sense was approved for $1,000 but wants me to switch my direct deposit from my bank, not going to happen
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